FAQ’s & Answers

Below are Frequently Asked Questions that you may have regarding Burial Insurance.

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How Do I Apply For Coverage?2019-08-26T19:17:58+00:00

Applying for a burial insurance plan is very easy and hassle-free. Simply call (888) 519- 9119 or click here to fill out the form on the Get Quote page. One of our knowledgeable agents will be happy to assist you.

Who Should Get Burial Insurance?2019-07-26T20:39:39+00:00

Anyone who wants to leave money for their final expenses.

Beyond that, these policies are a great option for any of the following reasons:

  • You have coverage now and just need a little more
  • You don’t have the cash on hand to cover your funeral bills
  • Leaving a charitable donation to an organization or person(s) is important to you
  • Paying off medical bills or debts in addition to final expenses
  • You have cash but would prefer it not be allocated specifically for funeral bills
Do I Need To Provide My Medical Records To Get Approved?2019-07-26T20:43:59+00:00

No.  Qualifying for burial insurance with pre-existing conditions is not difficult or impossible. In fact, the overwhelming majority of health issues are absolutely accepted by at least one or many insurance companies.

In the rare event you do have an ultra high-risk health condition, there are guaranteed issue life insurance plan available. These have no medical underwriting, so everyone is accepted regardless of health.

What is the Difference Between “Burial”, “Final Expense” and “Funeral” Insurance?2019-07-26T20:45:49+00:00

All three of these terms mean the exact same thing. There is no difference between them other than the wording being used. Similarly, there is no difference between a “lawyer” and “attorney”.

How Can I Save Money On My Insurance?2019-08-15T19:18:15+00:00

The best way to make sure you’re not over paying is to work with an independent agent/agency that represents a minimum of 10 insurance carriers.

Most burial insurance policies cannot be purchased directly from the carrier, so you need to find an agent that has as many options as possible so they can find the right policy for you.

Calling one agency that represents 15+ companies is the same as if you had called all 15 one at a time on your own.

Can I Still Get Coverage if I Have Health Problems?2019-08-15T19:17:29+00:00

Yes! One of the most unique elements of burial life insurance is the underwriting. Insurance carriers specifically designed these plans to absorb the heavy risk of various high-risk conditions.

Many of the health issues accepted by final expense insurance policies would be automatically declined for the more traditional life insurance products.

How Soon Can I Get Covered?2019-08-15T19:15:45+00:00

In most situations, you could know if you’re approved during the conversation you’re having with us. It can be that fast!

Sometimes, the insurance company might need additional information so it can take up to a couple of days. It’s pretty safe to assume that the healthier you are, the faster you’ll know you’re approved. Once approved, you’ll officially be covered as soon as the first payment gets made which is usually within 1-3 business days.

Once the first payment is made, you’ll receive a mailed copy of the policy in about a week for you to keep with any other important documents.

Why Get a Burial Insurance Plan?

People buy a burial insurance policy because they don’t want to burden their loved ones with their final expenses.

Get a Quote

Or call (888-519-9119)

Why Get a Burial Insurance Plan?

People buy a burial insurance policy because they don’t want to burden their loved ones with their final expenses.

Get a Quote

Or call (888-519-9119)

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