If you’re looking for some type of funeral expense policy, burial insurance or a whole life insurance, we are going to show you how to save yourself as much money as possible (outside of being as healthy as possible).
There are around 20 trusted insurance carriers that specialize in final expense insurance or burial insurance policy. These are companies that have the reliability, history, good customer service and financial stability to make sure that you don’t have to ever worry about whether or not you’re going to see the money when the beneficiary passes away.
How to Save Money on Life Insurance
The number one thing you can do is get ahold of an independent company that represents and has access to as many insurance of these insurance carriers as possible.
As independent agencies, they are able to shop the market for you all at once without being married to a specific company. Their goal is to find the best price and carrier for your situation. Having relationships with all these companies allows them to filter through and find the best policy that makes sense for you. They are professionals that do this everyday and understand everything that’s going to affect your policy decision.
Ultimately, they save you time and money and have your best interest in mind.
What to Avoid
The #1 thing to avoid is talking to a company or agent that represent just one insurance company. Instead of working on your behalf, they are ultimately working on behalf of the company they represent. This results in them trying to sell you a policy that may not be the best option available if you had used an independent agency.